RHB Bank: A Lot More Than Credit Cards & Loans

RHB Bank’s Credit Card Online & Related Solutions

Thus far, RHB Bank is considered the main competitor in the Malaysian finance and banking sector. Wanting to grow the horizon within the SEA region, they have laid their foundation in countries including Brunei, Hong Kong, Indonesia, Laos, and Singapore. In guaranteeing that the organization is scalable, RHB introduced a range of banking services to enterprises and individuals for personal loan Malaysia and commercial needs.

Possessing a savings account or even perhaps a current account has long been stapled yet underrated. To make sure account holders will benefit the most from their savings, RHB Bank has provided a more competitive interest rate in comparison with other banking institutions. Moreover, they’ve already improved the transaction facilities by both adding more ATM and CDM machines in branches and various designated locations and creating a web-based banking services platform, RHB Now for their customers.

The shift from the traditional purchasing method using cash to cashless methods has increased substantially the demand from customers for credit cards. As proven beyond doubt through the data from many types of research conducted, the acceptance towards the e-payment method by the public is showing dramatic growth. Hence, credit cards are gaining interest as cardholders can certainly make online purchases without troubles.

RHB Bank

Additionally, as RHB sees the critical need to produce a good balance between demand and supply, they’ve launched a credit card scheme that promises more advantage to the cardholders that could be enjoyed as they start to use it for either offline or online transactions.

Then again, the Bank realizes that consumer banking surpasses credit cards and savings accounts. Currently, most people depend upon loans to purchase assets, yet getting loan approval could be a time-consuming process. So, RHB Bank had developed a flexible policy for individuals with a minimum interest rate for quite a few different varieties of loans. Also, personal financial investment, unit trust, as well as insurance services are offered.

Shifting the focus to corporate customers, RHB Bank is in addition to offering corporate banking solutions to entrepreneurs and organizations. These target customers are welcomed to get loans and even subscribe to other products and services, which includes asset management and cash management services.

Small-medium enterprises are amongst the customers that will possibly enjoy the most benefit, especially when they can make loan applications should extra revenue is needed to scale the business. Additionally, retails solutions are additionally offered to SMEs who would need it.

Despite this, focus on the highly demanded Islamic banking facilities has never been an oversight. RHB Bank is aware that there is a lot of requests from the consumers to bring about Shariah-compliant financial instruments. As a result of that, they’ve already set up wealth management, corporate banking, Islamic treasury, unit trust, and numerous kinds of other offerings that adheres to the Shariah guideline to the public.

RHB Bank has seen a 24% annual brand value increase in 2016 which automatically places them in the top five positions for banks in the nation. In anticipation of the upcoming market growth, the Bank has started strategizing an increasingly proactive strategy such as personal loan Malaysia to keep its growth rate steady for years to come.

All That You Should Be Aware Of E-cigarettes

Say Hello to E-cigarette

E-cigarettes are electronic vaporizers that stimulate the action of smoking. Often, it is looked at as a better choice against the traditional cigarette because there is no tobacco burning or smoke production involved. E-cigs are simply a relative introduction within the nicotine market, so countries everywhere are still in the middle of regulating it.

Who Invented The Modern-day E-cigarette?

In 2003, Chinese pharmacist Hon Lik invented the initial commercially successful e-cigarette in Beijing, China. His invention operates by heating the flavored solution into vapor which the user will inhale. Today, modern-day e-cigs that have the same designs are found all around the globe. Brands like NanoSTIX has also made e-cigs obtainable for users.

The Rising Popularity Of The E-cigarette

Years after Hon Lik’s success, e-cigarettes have gained massive popularity globally. The significant rise in vape users started in 2012, and the vaping community continues to grow today. Youths and young adults are the main customers for e-cigarettes, and there’s an ongoing belief that e-cigs are a better alternative to traditional cigarettes.


E-cigarette Types Available Today

Vape users have a wide selection of e-cigarette types that they can choose from. Pod kits, sub-ohm mods, and starter pens are just some e-cigs available in the market. Many users choose based on their preferences and needs. For example, NanoSTIX’s vape pens are great for anyone looking for a lightweight, sleek, and straightforward e-cig.

Using A Vape Pen

Each brand may have varying designs but the core components of a vape pen include rechargeable batteries, liquid cartridges, a steel body, a heating element, and the electronic circuit. To vape with a pen, the user breathes through the mouthpiece, activating the heating element that converts the liquid into an aerosol. This vapor becomes inhalable by the user.

The Motivation Behind Using E-cigs

Many smokers turn to vape because they are trying to stop smoking cigarettes. Quitting completely may be difficult for them, so using a vape pen like NanoSTIX is easier-not just for their health but also for their financials. For those not too bothered about these two factors, they are most likely vaping as a hobby, especially with the many flavors available in the market.

Effects Of Using E-cigarettes

One thing that cannot be ignored when it comes to e-cigarettes is the health risks that it is often associated with. While there are ongoing studies to determine how they affect a person’s health, it still cannot be denied that it does lower cigarette usage. With that, a smoker also inhales a lower amount of chemicals.

E-cigarettes and Regulations

Countries all over the world have their methods in handling e-cigarette policies and laws. While it is fine to vape in some countries, others like Japan and Thailand have completely banned e-cigs. Using vape pens in Malaysia isn’t illegal, but it is prohibited to advertise it. Stricter regulation by the Malaysian government is expected in the future.

What Is The Future For E-cigarettes?

The number of e-cigarette users around the world has been on a steady rise, even with the bad rep and mixed opinions surrounding it. For a lot of former tobacco smokers, e-cigarettes have helped them break the habit. NanoSTIX is an excellent option if you’re looking to quit smoking. Click here http://nanostix.com/ to learn more.